Insurance & Financing - San Antonio, TX

Affordable Dental Care Is Our Priority

Your Oral Health Is Important to Us

Dental care is an excellent investment in your medical and psychological well-being. We believe that financial considerations should not be an obstacle to obtaining this important health service from our team. Being sensitive to the fact that different people have different needs in fulfilling their financial obligations, our team at Preferred Dental Center provides a variety of payment options, an in-house membership plan, and dental financing in San Antonio, TX to ensure the affordability of our treatments. In addition, our financial coordinator works closely with each patient to create a payment plan that fits with their financial situation and budget. Don’t let financial concerns stop you from getting the oral health care your smile deserves. We encourage you to contact our office today to learn about your affordability options!

dental patient paying for procedure

No Insurance, No Problem

While we accept many dental insurances, including UnitedHealthcare, Delta Dental, Medicaid, Humana, USAA, MetLife, Aetna, and Cigna, we are also aware that some patients may not have these benefits. At Preferred Dental Center, we provide our in-house membership plan for patients. All diagnostic services, radiology, and preventive services are provided at no additional charge to members who complete dental cleanings. For all other dental services, we offer 20% off regular fees when paid in full by cash or check and 15% off when paid in full by credit card. Annual fees are $189 for adults (13 years and older) and $129 for children. Our membership includes:

Our Select Financing Options

Dental financing in San Antonio, TX is a popular choice for our patients who want elective procedures or need more complex treatment like dental implants. Applying for these financing options is fast and easy, with instant approval in some cases. Your personal loan will be broken down into low-cost monthly payments that fit within your budget. We partner with the following companies for financing:


LendingClub is a peer-to-peer financing company that connects the approved borrower with an investor. The dental financing company provides fixed-rate loans with low monthly payment plans calculated after a one-time origination fee and does not penalize early repayments. LendingClub is generally a good choice for patients who have good credit scores and a low debt-to-income ratio. Because loans are peer-to-peer, the approval process may take longer than with other financing companies, though once approved, patients can enjoy long loan terms with competitive interest rates to fit their monthly budgets. LendingClub provides personal loans, so patients receive funds directly deposited to their bank accounts, which can then be used to pay for dental treatments. Visit or call 888-596-3157 for more information.


CareCredit is a healthcare credit card that helps make dental treatment more affordable. One of the most popular third-party dental financing options, CareCredit can be used to pay for elective treatments and procedures not covered by dental insurance. Using a CareCredit card, patients can qualify for short-term and interest-free payment plans for a select number of months. For longer-term plans for more costly treatments, CareCredit offers affordable fixed monthly payments and competitive interest rates. CareCredit provides instant approval for most patients and requires no activation fee for approved clients, allowing them to receive the treatment they need right now without worrying about the cost. Visit or call 1-800-677-0718 for more information.

Sunbit Financing

Sunbit helps you buy what you need without the stress. Choose from 3, 6, or 12-month flexible payment plans. (18 and 24-month plans available for Dental Care). Visit for more information.

Pre-Qualify With Proceed Financing Today

Proceed Finance provides no-collateral, full-amount loans at fixed rates for more complex dental treatments that cannot be afforded at the time of service. Their high loan ranges and extended terms make Proceed Finance a popular option for patients needing dental implants, especially for full arch cases. This third-party financing company also offers fixed interest rates for the loan term and no prepayment penalties, making them a smart and affordable choice for patients looking for low monthly payment options. In most cases, Proceed Finance also makes instant decisions once the application is complete and no down payment is required. Once the loan is approved and accepted, funds are paid directly to our practice so patients can start treatment immediately. Visit or call 844-272-7587 for more information.

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